Safe Online Banking
Your money is safe online when you follow a few simple rules. We'll show you exactly what to do and which tools to use.
7 Golden Rules for Safe Online Banking
Follow these rules every time you bank online and you'll be protected against the vast majority of banking fraud.
- 1
Never click links in emails or texts claiming to be from your bank.
Always open a new browser window and type your bank's website address directly. Banks will never email you a link to log in.
- 2
Use a unique, strong password for your bank account.
Your banking password should be different from every other password you use. A password manager makes this easy.
- 3
Enable two-factor authentication (2FA) on every financial account.
This means even if someone steals your password, they can't get in without your phone. Your bank's app can walk you through this.
- 4
Only bank on secure, private Wi-Fi networks.
Never log into your bank on public Wi-Fi (coffee shops, airports). If you must, use a VPN to encrypt your connection.
- 5
Check your accounts at least once a week.
The sooner you spot unauthorized activity, the easier it is to fix. Set a weekly reminder to review your transactions.
- 6
Set up transaction alerts with your bank.
Most banks let you get a text or email for every transaction. Turn this on so you know the moment someone uses your account.
- 7
Never share your banking credentials with anyone.
Your bank will never ask for your full password over the phone or email. Anyone who does is a scammer.
Banking Security Guides
In-depth articles to help you bank with confidence.
How to Set Up Two-Factor Authentication on Your Bank Account
A step-by-step walkthrough for adding an extra layer of security to your most important accounts.
Is Mobile Banking Safe? What You Need to Know
Mobile banking apps are actually safer than you might think, but only if you follow these important rules.
What to Do If You See an Unauthorized Bank Transaction
Time-sensitive steps to take immediately if you notice money missing from your account or charges you didn't make.
How Scammers Steal Bank Account Information
Understanding how criminals get access to bank accounts helps you avoid their tactics. Here are the 5 most common methods.
Essential Tools for Safe Banking
A VPN and a password manager are the two tools that make the biggest difference for banking safety.
NordVPN
Encrypt your internet connection when banking on the go. Essential for public Wi-Fi protection.
1Password
Generate and store unique, strong passwords for every bank and financial account.
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